NHN VO TH K 21
TIN T CA TNG LAI

E-CASH

TRNG VIT


c bao gi bn tܪng tܮng ra mi vic mua sm, tr bill, hay mi giao dch ti chnh ca bn ch cn vi ci nt trn my computer. Bn s khng thy ng La ng thi b trong bp na v cng khng phi mt cng k chi phiu cho tn thi gi. Mt loi tin t s thng dng trong mt tng lai rt gn, gi l E-Cash s thay th cho loi tin t hin nay. E-Cash s cn tin dng bi ln hn chic th tn dng (Credit Card) ang thnh hnh, l chic th m bn tng cm thy "y quyn lc" khi mang n trong ngܩi. E-Cash s ljn, hay ni theo tp ch Business Week, y s l mt bin c khng th trnh khi trong ǩi sng ca con ngܩi vo th k th 21. Tuy nhin, trong giai on hin nay d E-Cash vn cn nm trong vng "th nghim", nhiu vn NJ lin quan ljn n ܮc ǥt ra ch v mt sc mnh c kh nng thay ǰi c nn np x hi ng thi.

Khi nim v E-Cash?

Hin nay c mt s giao dch bng hnh thc tin khi ca E-Cash. Ngܩi tiu th c th mua hng ha qua h thng computer network. Mt trong nhng cng ty u tin cng hin hnh thc mua sm ny l First Virtual Holdings (xin ܮc gi tt l cng ty Holdings). Qua computer network ca cng ty Holdings, khch hng c th mua nhiu loi hng, k c computer ca cng ty Apple, bng my computer ca mnh. Thay v phi cung cp s th tn dng trc tip cho ngܩi bn, khch hng s ch phi cung cp s th tn dng ca mnh cho cng ty Holdings m thi v nhn lnh mt m s ID dng Nj mua sm hng ha trong h thng giao dch ca cng ty Holdings. Khch hng ch vic tr tin cho ngܩi bn bng s ID l hon tt cuc giao dch, khng dng ljn ng La ng thi. Nhng giao dch ny cng khng cn gp mt ngܩi mua ngܩi bn, khng phi k giy ha n, khng phi k chi phiu v rt nhanh chng. y chnh l hnh thc u tin ca E-Cash, loi tin ch c trong computer.

Cng ty Holdings to dng nim tin ca ngܩi s dng bng s bo m rng cc trng mc tn dng (Credit Card Account) ca h khng b lm dng khi dng vi h thng ca h. Holdings s cho mi khch hng mt m s ID thay th cho s th tn dng v dng m s ID ny Nj tr (tin) cho ngܩi bn. Nh vy ngܩi bn khng bit ljn s th tn dng ca khch hng hu c th trnh ܮc s lm dng. Ngܩi bn s thu tin ca Holdings bng nhng m s ID khch hng a cho h. Mc d khng ܮc tit l con s, khch hng ca Holdings gia tng nhanh chng. Cng ty Holdings tm nim rng "Nu bn em ljn s gin d v an ton, gii tiu th s dng ljn n".

D th no chng na, khng phi c s tin li nh k trn l ngܩi tiu th s lao u vo dng E-Cash! Vn NJ ca hm nay l phi "chinh phc nim tin ca khch hng v khuyn d h thay ǰi thi quen mua sm hin nay", theo li ng Rosenberg, ch tch ngn hng Bank of America. V vy, cc cng ty ang bt u tung ra nhng "chin dch" Nj thay ǰi thi quen mua sm ca khch hng. Trܧc ht, cc cng ty thng mi ang khuyn khch khch hng dng th tn dng mua hng qua cc h thng giao dch bng computer (Internet). Khi gii tiu th quen vi cch ny, t vic tin ljn mt x hi E-Cash khng xa!

ang l vn NJ cn c s nghin cu li hi!

By gi bn c th ng vi ngܩi vit rng th l nht v tin li v cng. Bn c th mua chic v vo xem trn chung kt Football m khng phi xp hng di Ǣng Ǥng, hay thm ch mua chic v cui cng trong giy pht cui cng m khng phi lo ngi tm chi phiu gi qua bu in ljn tr hay tht lc nh cch c v tt c ܮc gii quyt bng E-Cash vi vi chic nt trn my computer nhanh... nh in!. Nhng, s tin li m bn ang ngh ljn cn cha ǿng nhiu "vn NJ" khng n gin m cc nh lm lut, cc c quan chnh quyn, hay c cc t chc ti chnh trung gian ang nhc u v phi tܪng tܮng ra tt c mi phng cch kim sot, qun tr v kt ton thu v cng phi vi tc Ƕ.... nhanh nh in! Mt s vn NJ ang ܮc tho lun hin nay l c quan no ܮc php pht hnh E-Cash ( nh bng?, cc cng ty ln c h thng iu hnh in t?) v c quan no c thm quyn a ra nhng lut l qun tr E-Cash? Thm na, lm sao nh thu trn nhng thng v giao dch bng E-Cash? Lm cch no cnh st c th khm ph ra nhng gian ln phm php trong nhng giao dch bng E-Cash? V vn NJ quan trng nht i vi chnh quyn hin nay l lm sao bo v ܮc ngܩi dn lnh v ti trܧc nhng k thut giao dch ti chnh tinh vi m khng phi ngܩi dn no cng hiu r ngn ngnh Nj khng b lܩng gt, cܧp ot hay b li dng?

Hܧng i ca cc doanh gia thi in t.

l nhng vn NJ hin nay ca chnh quyn trong trch v bo v ngܩi dn v qun tr quc gia. Nhng, s tin b k thut khng ch c lut l mi ljn m ang tng bܧc tin ljn ǩi sng ca con ngܩi hin nay. E-Cash s l tin t mi ca ngy mai v ai i bܧc trܧc Nj khai thc loi tin t mi ny s thu li nhun khng k xit! y c th l nhng suy ngh trong u ng t ph, ch tch cng ty Microsoft, Bill Gates, khi ng quyt nh thu mua cng ty Intuit Inc., cng ty ch to Software dng Nj qun tr ti chnh gia nh v c nhn. Sn phm Software ca cng ty Intuit Inc. s gip cho ngܩi s dng c th tr tin Bill hng thng hay mua sm bng my computer! S n gin v tin li nh vy s quyn r nhiu triu ngܩi mua Software ca Intuit Inc. v h s gia nhp vo mng lܧi khch hng ca Bill Gates. T y, ng Bill Gates s ch vic tnh tin l ph, d rt nh trn tng u ngܩi hay trn tng v giao dch, nh vy, ng vn l t ph s tip tc ht tin thin h Nj giu thm na. Tuy nhin, vi s dm chng ca b T Php ang theo di st vai tr "qu Ƕc quyn" ca cng ty Microsoft khin ng Bill Gates phi ngng tay ch c hi khc (Ngy 20 thng 5 nm 1995)!

Sm hay mun, x hi loi ngܩi trong th k th 21 s tin ljn giai on s dng mt loi tin t mi - E-Cash! Khng ai c th chi b s tin li, nhanh chng, v hu hiu ca loi tin t ny qua mt vi phng thc bܧc u ang s dng hin nay, nhng bn cnh kha cnh tt ca vn NJ cn c nhiu mt xu, thm ch nguy him nu cc vn NJ ny khng ܮc xem xt k lܫng v ܮc kim sot cht ch bng nhng lut l tin nh ngay t ngy hm nay. D th no chng na, x hi E-Cash s ljn, s thay ǰi np sng hin nay ca ngܩi dn, v trong khi n c th em ljn nhiu tin li hu dng cho gii tiu th th n cng ang lm gii lm lut nhc u khng t!


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