Mt trong nhng mong mun chung ca dn cm th credit cards l tin li tht thp cng tt.
Mt s ngܩi hi: "C ai bit credit cards no hin nay tnh tin li dܧi 8.5%? Hy cho ti bit. Thnh tht cm n nhiu. Credit cards ca ti c mc li ch l 7.25% cho nm u tin, nhng sau tng ln 3%. Ti xi th ny gn ht nm ri, ti mun chuyn s tin balance (tin cn n) sang th khc c mc tin li thp hn." Nhng cu hi nh th, chng ti nhiu ln gp trn internet v dܧi y l mt s cu tr li cng ܮc trch ra t .
T chc c tn l Bankcard Holders of America thܩng xut bn mt danh sch nhng th credit cards ܮc cp trn c nܧc v ly li xut tht thp. Nu bn mun bit th no charge tin li thp nht, hy gi h s in thoi: 703-389-5445.
Money Magazine cng thܩng update qua mi s bo nhng th credit cards charge mc li nh nht trn tin n. Hy vng bn s tm ra cu tr li t .
Mt ngܩi khc li gii thiu credit card ca Pulaski Bank in Arkansas hin ly mc tin li m ngܩi y cho l thp nht hin nay ti Hoa K: 8.75%.
Cn bn? Bn c kinh nghim g xin hy chia x vi bn džc bng cch gi th v ta son ngay Nj chng ti kp ng vo s ti.
Mc li ca credit cards ܮc quan tm nhiu, bi t ngܩi tr ht s tin balance ca mnh lm v nh vy s tin n cn li s tng thm tin li. Nu bn s , ch trong vng mt thi gian ngn thi, tin n s tng ln vi tc Ƕ ng s, mt cch bt ng.
Chng ta mua xe, mua nh thܩng phi vay n t ngn hng. Chng ta shop around Nj tm ngn hng cho vay ly tin li thp nht. Thm ch, nhiu ln chng ta phi tn tin Nj refinance cn nh, chic xe... Nj tr tin li nh hn.
N credit cards cng l n v phi tr c vn ln li. Tr phi bn guarrantee 100% trong mt thi gian v hn nh v khng k bt k hon cnh no, bn cng c th tr sch tin n; bng khng, bn cng nn tm nhng th c mc li thp nht v n tit kim cho bn nhiu hn bn tܪng.
Ti sao phi i ct coupon Nj tit kim tng xu m li Nj cho tin chy mt cch ng tic vo ti tin vn d y p ca cc ngn hng giu s?
Nu bn n credit cards nhiu, mt trong nhng cch gim bt "mc tn ph" ca n l hy xem li mc ly tin li ca n l bao nhiu v nu c th ܮc, hy transfer (chuyn) s balance (tin cn n) sang th credit card khc c mc tin li thp hn. Bn s tit kim nhiu hn nhiu qua vic transfer ca balance ny.
Hy vng bn s c dp nhn li nhng chic th ca mnh v nu bn mun input thm vo mc ny, bn hy vit ngay v ta son v kin ca bn bao gi cng ܮc hoan nghnh.
Mt s loi bo him ph bin nh merchandise credit insurance(bo him tn dng hng ha), export credit insurance (bo him tn dng xut cng)...
Bo him tn dng hng ha ch dnh cho ngܩi mua v ngܩi bn hng trong nܧc m thi. Loi bo him ny ch bn cho cng ty sn xut, cc cng ty bn s v mt vi i l dch v nhng khng bn cho cc nh bn l. Loi bo him ny gip cho ngܩi cho vay ly li phn no thit hi nu ngܩi chu n b ph sn.
Bo him tn dng xut khu dnh cho nhng nh xut khu nhm hn ch phn no thit hi t nhng thua l trong thng mi hay do xo trn chnh tr gy ra.
Nhng loi tn dng ny tng i ph bin trong x hi Hoa K.
Hy kim li "statement" ca bn v hy gi cho hng credit card nu bn phi ng tin nguyt lim. C khi h s min cho bn .
B qu, ti hi vo th gii cyber Nj tm cu tr li v bt gp mt cu nh th ny: Nhn chung, c ba loi credit. Tn dng u t (investment credit) l hnh thc vay n lu di vi s tin vay ln nh mt cng ty c th vay Nj xy dng nh my. Th hai l tn dng thng mi (commercial credit). Loi ny l hnh thc vay lu ngn k. V d nh mt nh bun cn mܮn thm vn Nj mua hng bn cho ma shopping vo thng 12 hng nm. Loi th ba l tn dng cho ngܩi tiu th (consumer credit). Loa ny c th l hnh thc tn dng on k (v d nh dng credit cards mua dng c dng) hay tn dng trܩng k (nh mܮn tin mua nh theo k hn 15, 20 hay 30 nm).